/* ============ JV Seguros + Carga — sitio ============ */
:root{
  --navy-900:#040f1c; --navy-800:#071a2c; --navy-700:#0a2237; --navy-600:#0d2b44;
  --panel:rgba(18,48,78,.55); --panel-solid:#0e2941;
  --line:rgba(122,182,222,.15); --line-2:rgba(122,182,222,.30);
  --ink:#eaf4fb; --mut:#9fc0d8; --dim:#5f83a0;
  --cyan:#37b6e8; --cyan-2:#6fd0f2; --cyan-deep:#1c7fc0;
  --gold:#e8b25a;
  --fd:"Sora",system-ui,sans-serif;
  --fb:"Manrope",system-ui,sans-serif;
  --fm:"Space Mono","SF Mono",monospace;
  --r:14px; --rlg:22px;
  --maxw:1180px;
  --shadow:0 24px 60px -20px rgba(0,0,0,.6);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--fb); color:var(--ink); line-height:1.6;
  background:var(--navy-900);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
/* atmosphere */
.bg-atmos{position:fixed;inset:0;z-index:-2;pointer-events:none;
  background:
   radial-gradient(60% 50% at 78% 0%, rgba(55,182,232,.16), transparent 60%),
   radial-gradient(50% 40% at 8% 12%, rgba(28,127,192,.14), transparent 60%),
   linear-gradient(180deg,#061524 0%, var(--navy-900) 60%);
}
.bg-grid{position:fixed;inset:0;z-index:-1;pointer-events:none;opacity:.5;
  background-image:linear-gradient(var(--line) 1px,transparent 1px),linear-gradient(90deg,var(--line) 1px,transparent 1px);
  background-size:64px 64px;
  -webkit-mask-image:radial-gradient(90% 60% at 50% 0%,#000,transparent 75%);
          mask-image:radial-gradient(90% 60% at 50% 0%,#000,transparent 75%);
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
section{position:relative}

/* labels */
.eyebrow{font-family:var(--fm);font-size:12px;letter-spacing:.28em;text-transform:uppercase;
  color:var(--cyan);display:inline-flex;align-items:center;gap:10px}
.eyebrow::before{content:"";width:26px;height:1px;background:linear-gradient(90deg,var(--cyan),transparent)}
h1,h2,h3{font-family:var(--fd);font-weight:700;line-height:1.08;letter-spacing:-.02em}
.sec-head{max-width:640px;margin-bottom:44px}
.sec-head h2{font-size:clamp(28px,4.4vw,44px);margin:16px 0 14px}
.sec-head p{color:var(--mut);font-size:17px}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--fd);font-weight:600;
  font-size:15px;padding:14px 24px;border-radius:999px;cursor:pointer;border:1px solid transparent;
  transition:transform .18s ease, box-shadow .25s ease, background .25s;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:linear-gradient(180deg,var(--cyan-2),var(--cyan));color:#052236;
  box-shadow:0 10px 26px -8px rgba(55,182,232,.6)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 34px -8px rgba(55,182,232,.75)}
.btn-ghost{background:rgba(122,182,222,.08);color:var(--ink);border-color:var(--line-2)}
.btn-ghost:hover{background:rgba(122,182,222,.16);transform:translateY(-2px)}
.btn-wa{background:#25d366;color:#04220f}
.btn-wa:hover{transform:translateY(-2px);box-shadow:0 14px 30px -8px rgba(37,211,102,.5)}

/* ============ NAV ============ */
.nav{position:sticky;top:0;z-index:50;backdrop-filter:blur(14px);
  background:rgba(5,17,30,.72);border-bottom:1px solid var(--line)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:72px}
.nav-logo img{height:38px}
.nav-links{display:flex;gap:30px;font-size:15px;color:var(--mut)}
.nav-links a{transition:color .2s;position:relative}
.nav-links a:hover{color:var(--ink)}
.nav-links a::after{content:"";position:absolute;left:0;bottom:-6px;height:2px;width:0;background:var(--cyan);transition:width .25s}
.nav-links a:hover::after{width:100%}
.nav-cta{display:flex;gap:12px;align-items:center}
.nav-toggle{display:none;background:none;border:1px solid var(--line-2);border-radius:10px;padding:8px;color:var(--ink)}

/* ============ HERO ============ */
.hero{padding:clamp(56px,9vw,104px) 0 clamp(60px,8vw,96px);position:relative}
.hero-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero h1{font-size:clamp(38px,6.2vw,68px);margin:22px 0}
.hero h1 .grad{background:linear-gradient(100deg,var(--cyan-2),var(--cyan) 38%,#cfeefc 50%,var(--cyan) 62%,var(--cyan-2));background-size:220% auto;-webkit-background-clip:text;background-clip:text;color:transparent;animation:shimmer 7s linear infinite}
@keyframes shimmer{to{background-position:-220% center}}
.hero p.lead{font-size:clamp(17px,2vw,20px);color:var(--mut);max-width:52ch}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:34px}
.hero-trust{display:flex;gap:26px;margin-top:40px;flex-wrap:wrap}
.hero-trust .stat .n{font-family:var(--fd);font-weight:700;font-size:26px;color:var(--ink)}
.hero-trust .stat .l{font-family:var(--fm);font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--dim)}
.hero-trust .stat{border-left:2px solid var(--line-2);padding-left:14px}

/* radar visual */
.radar{position:relative;aspect-ratio:1;max-width:440px;margin-left:auto;width:100%}
.radar-rings,.radar-sweep{position:absolute;inset:0;border-radius:50%}
.radar-rings{border:1px solid var(--line-2);
  background:
   radial-gradient(circle,transparent 0 28%,var(--line) 28% calc(28% + 1px),transparent calc(28% + 1px)),
   radial-gradient(circle,transparent 0 52%,var(--line) 52% calc(52% + 1px),transparent calc(52% + 1px)),
   radial-gradient(circle,transparent 0 76%,var(--line) 76% calc(76% + 1px),transparent calc(76% + 1px)),
   radial-gradient(circle at 50% 50%, rgba(55,182,232,.10), transparent 70%);
  box-shadow:inset 0 0 60px rgba(55,182,232,.12)}
.radar-rings::before,.radar-rings::after{content:"";position:absolute;background:var(--line)}
.radar-rings::before{left:0;right:0;top:50%;height:1px}
.radar-rings::after{top:0;bottom:0;left:50%;width:1px}
.radar-sweep{background:conic-gradient(from 0deg, rgba(55,182,232,.42), rgba(55,182,232,0) 55%);
  -webkit-mask:radial-gradient(circle,#000 0 99%,transparent 99%);mask:radial-gradient(circle,#000 0 99%,transparent 99%);
  animation:sweep 4.5s linear infinite}
@keyframes sweep{to{transform:rotate(360deg)}}
.radar-core{position:absolute;inset:0;display:grid;place-items:center}
.radar-core img{width:34%;filter:drop-shadow(0 6px 22px rgba(0,0,0,.5));animation:floaty 5s ease-in-out infinite}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}
.blip{position:absolute;width:11px;height:11px;border-radius:50%;background:var(--cyan-2);
  box-shadow:0 0 0 0 rgba(111,208,242,.6);animation:ping 3s ease-out infinite}
.blip.b1{top:22%;left:64%;animation-delay:.2s}
.blip.b2{top:68%;left:30%;animation-delay:1.1s}
.blip.b3{top:58%;left:74%;animation-delay:2s}
@keyframes ping{0%{box-shadow:0 0 0 0 rgba(111,208,242,.5)}70%{box-shadow:0 0 0 16px rgba(111,208,242,0)}100%{box-shadow:0 0 0 0 rgba(111,208,242,0)}}
.radar-tag{position:absolute;font-family:var(--fm);font-size:10px;letter-spacing:.1em;color:var(--cyan-2);
  background:rgba(6,20,34,.8);border:1px solid var(--line-2);border-radius:6px;padding:3px 7px}
.radar-tag.t1{top:16%;left:66%}.radar-tag.t2{top:72%;left:12%}

/* ============ ASEGURADORAS strip ============ */
.aseg{padding:30px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);
  background:rgba(6,20,34,.5)}
.aseg .lab{font-family:var(--fm);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--dim);text-align:center;margin-bottom:18px}
.aseg-marquee{overflow:hidden;margin:0 auto;
  -webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);
  mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent)}
.aseg-track{display:flex;gap:14px;width:max-content;animation:marquee 38s linear infinite}
.aseg-marquee:hover .aseg-track{animation-play-state:paused}
@keyframes marquee{to{transform:translateX(-50%)}}
.aseg-logo{flex:0 0 200px;display:flex;align-items:center;justify-content:center;text-align:center;
  min-height:86px;padding:0 14px;border-radius:14px;
  background:linear-gradient(180deg,#ffffff,#eef4f9);border:1px solid rgba(255,255,255,.5);
  font-family:var(--fd);font-weight:700;font-size:16px;letter-spacing:-.01em;color:#0e3054;
  box-shadow:0 8px 24px -14px rgba(0,0,0,.5);
  transition:transform .2s ease, box-shadow .3s ease}
.aseg-logo:hover{transform:translateY(-3px);box-shadow:0 16px 32px -14px rgba(0,0,0,.6)}
.aseg-logo img{max-width:84%;max-height:48px;width:auto;object-fit:contain;display:block}
.aseg-logo[data-brand="qualitas"] img{max-height:60px}
.aseg-logo[data-brand="mapfre"] img{max-height:66px}
.aseg-logo[data-brand="potosi"] img{max-height:60px}
.aseg-logo[data-brand="general"] img{max-height:58px}
.aseg-logo[data-brand="ana"] img{max-height:46px}
.aseg-logo[data-brand="hdi"] img{max-height:56px}

/* ============ generic section ============ */
.block{padding:clamp(60px,9vw,110px) 0}
.tag{font-family:var(--fm);font-size:10px;letter-spacing:.12em;text-transform:uppercase;
  padding:4px 9px;border-radius:6px;border:1px solid var(--line-2);color:var(--cyan-2)}
.tag.new{color:var(--gold);border-color:rgba(232,178,90,.4)}

/* ramos grid */
.ramos{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.ramo{position:relative;padding:28px;border:1px solid var(--line);border-radius:var(--rlg);
  background:linear-gradient(160deg,rgba(18,48,78,.5),rgba(8,24,40,.4));overflow:hidden;
  transition:transform .22s,border-color .22s,box-shadow .3s}
.ramo:hover{transform:translateY(-4px);border-color:var(--line-2);box-shadow:var(--shadow)}
.ramo.feat{grid-column:span 2;background:linear-gradient(150deg,rgba(28,127,192,.28),rgba(10,34,55,.5))}
.ramo .ic{width:52px;height:52px;border-radius:13px;display:grid;place-items:center;
  background:rgba(55,182,232,.12);border:1px solid var(--line-2);margin-bottom:18px;
  transition:transform .28s ease, background .28s ease}
.ramo:hover .ic{transform:translateY(-4px) scale(1.06);background:rgba(55,182,232,.2)}
.ramo .ic svg{width:26px;height:26px;stroke:var(--cyan-2)}
.ramo h3{font-size:21px;margin-bottom:8px}
.ramo p{color:var(--mut);font-size:15px}
.ramo .chip{position:absolute;top:20px;right:20px}

/* diferenciadores */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.why{padding:26px;border-radius:var(--r);border:1px solid var(--line);background:var(--panel)}
.why .k{font-family:var(--fd);font-weight:700;font-size:34px;color:var(--cyan-2)}
.why h4{font-family:var(--fd);font-size:17px;margin:10px 0 6px}
.why p{color:var(--mut);font-size:14px}

/* pasos */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;counter-reset:s}
.step{padding:30px;border-radius:var(--rlg);border:1px solid var(--line);position:relative;
  background:linear-gradient(160deg,rgba(18,48,78,.35),transparent)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--fm);font-size:13px;
  color:var(--cyan);letter-spacing:.1em}
.step h3{font-size:20px;margin:14px 0 8px}
.step p{color:var(--mut);font-size:15px}
.step .line{position:absolute;top:38px;right:-14px;color:var(--line-2)}

/* promos */
.promos{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.promo{border:1px solid var(--line);border-radius:var(--rlg);overflow:hidden;background:var(--panel);
  transition:transform .2s,border-color .2s}
.promo:hover{transform:translateY(-4px);border-color:var(--line-2)}
.promo .top{height:120px;display:grid;place-items:center;
  background:linear-gradient(135deg,rgba(28,127,192,.35),rgba(10,34,55,.6));position:relative}
.promo .top svg{width:44px;height:44px;stroke:var(--cyan-2);opacity:.85}
.promo .body{padding:20px}
.promo .meta{font-family:var(--fm);font-size:11px;color:var(--dim);letter-spacing:.08em;margin-bottom:8px}
.promo h3{font-size:18px;margin-bottom:8px}
.promo p{color:var(--mut);font-size:14px}
.promo .top .tag{position:absolute;top:14px;left:14px}

/* REDESAS: miniatura de flyer + CTA */
.promo-flyer{position:relative;display:block;width:100%;height:170px;padding:0;border:none;cursor:pointer;
  overflow:hidden;background:#3a2668}
.promo-flyer img{width:100%;height:100%;object-fit:cover;object-position:center 12%;display:block;transition:transform .35s ease}
.promo-flyer:hover img{transform:scale(1.06)}
.promo-flyer::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(6,20,34,.55))}
.promo-flyer-tag{position:absolute;top:12px;left:12px;z-index:2;background:rgba(6,20,34,.7)}
.promo-flyer-badge{position:absolute;bottom:11px;right:11px;z-index:2;display:inline-flex;align-items:center;gap:6px;
  font-family:var(--fm);font-size:11px;letter-spacing:.04em;color:#fff;background:rgba(6,20,34,.72);
  border:1px solid rgba(255,255,255,.28);border-radius:999px;padding:5px 11px}
.promo-flyer-badge svg{width:13px;height:13px;stroke:#fff}
.promo-cta{display:inline-flex;align-items:center;gap:8px;margin-top:16px;padding:11px 18px;border-radius:999px;
  font-family:var(--fd);font-weight:600;font-size:14px;background:#25d366;color:#04220f;
  transition:transform .18s ease,box-shadow .25s ease}
.promo-cta:hover{transform:translateY(-2px);box-shadow:0 12px 26px -10px rgba(37,211,102,.55)}

/* lightbox / visor de flyer */
.lightbox{position:fixed;inset:0;z-index:80;display:flex;align-items:center;justify-content:center;padding:20px}
.lightbox[hidden]{display:none}
.lb-back{position:absolute;inset:0;background:rgba(2,9,18,.84);backdrop-filter:blur(4px);animation:fade .2s ease}
.lb-panel{position:relative;z-index:1;width:100%;max-width:520px;max-height:92vh;display:flex;flex-direction:column;
  background:var(--navy-700);border:1px solid var(--line-2);border-radius:18px;overflow:hidden;
  box-shadow:0 30px 80px -20px rgba(0,0,0,.8);animation:pop .28s cubic-bezier(.2,.8,.2,1)}
.lb-x{position:absolute;top:12px;right:12px;z-index:3;width:40px;height:40px;border-radius:50%;border:none;cursor:pointer;
  background:rgba(6,20,34,.72);color:#fff;display:grid;place-items:center;backdrop-filter:blur(4px)}
.lb-x:hover{background:rgba(6,20,34,.95)}
.lb-scroll{overflow-y:auto;padding:16px;display:flex;flex-direction:column;gap:16px}
.lb-scroll img{width:100%;border-radius:12px;display:block;box-shadow:0 10px 30px -14px rgba(0,0,0,.6)}
.lb-cta{margin:0 16px 16px;justify-content:center}
@keyframes fade{from{opacity:0}to{opacity:1}}
@keyframes pop{from{opacity:0;transform:translateY(16px) scale(.97)}to{opacity:1;transform:none}}

/* cotizador */
.cot{position:relative;border:1px solid var(--line-2);border-radius:calc(var(--rlg) + 6px);overflow:hidden;
  background:linear-gradient(150deg,rgba(18,48,78,.7),rgba(6,20,34,.85))}
.cot-in{display:grid;grid-template-columns:1fr 1fr;gap:0}
.cot-info{padding:clamp(30px,4vw,52px)}
.cot-info h2{font-size:clamp(26px,3.6vw,38px);margin:16px 0 14px}
.cot-info p{color:var(--mut);margin-bottom:24px}
.cot-info ul{list-style:none;display:grid;gap:12px}
.cot-info li{display:flex;gap:12px;align-items:flex-start;color:var(--ink);font-size:15px}
.cot-info li svg{width:20px;height:20px;stroke:var(--cyan-2);flex:none;margin-top:2px}
.cot-form{padding:clamp(30px,4vw,52px);background:rgba(4,15,28,.55);border-left:1px solid var(--line)}
.field{margin-bottom:16px}
.field label{display:block;font-size:13px;color:var(--mut);margin-bottom:7px;font-weight:600}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border-radius:11px;
  background:rgba(122,182,222,.06);border:1px solid var(--line-2);color:var(--ink);font-family:var(--fb);font-size:15px;
  transition:border-color .2s,background .2s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--cyan);background:rgba(55,182,232,.08)}
.field select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%236fd0f2' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center}
.cot-form .btn-wa{width:100%;justify-content:center;margin-top:6px}
.cot-form .note{font-size:12px;color:var(--dim);text-align:center;margin-top:12px}
.cot-note{margin-top:26px;padding:18px 20px;border-radius:14px;border:1px solid var(--line-2);
  background:rgba(55,182,232,.06)}
.cot-note-h{display:flex;align-items:center;gap:9px;font-family:var(--fd);font-weight:600;font-size:14px;
  color:var(--cyan-2);margin-bottom:10px}
.cot-note-h svg{width:18px;height:18px;stroke:var(--cyan-2)}
.cot-note p{color:var(--mut);font-size:13.5px;margin:0 0 7px;line-height:1.5}
.cot-note p:last-child{margin-bottom:0}
.cot-note b{color:var(--ink);font-weight:600}
.req{margin:-4px 0 16px;padding:12px 14px;border-radius:11px;font-size:13px;line-height:1.5;
  border:1px solid rgba(232,178,90,.4);background:rgba(232,178,90,.08);color:#f2d9a8;
  display:flex;gap:9px;align-items:flex-start}
.req svg{width:17px;height:17px;stroke:var(--gold);flex:none;margin-top:1px}
.req b{color:#fff;font-weight:600}

/* footer */
.footer{border-top:1px solid var(--line);padding:60px 0 34px;background:rgba(4,13,24,.7);margin-top:40px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:34px}
.foot-grid img{height:40px;margin-bottom:16px}
.foot-grid p{color:var(--mut);font-size:14px;max-width:32ch}
.foot-col h5{font-family:var(--fd);font-size:14px;margin-bottom:14px;color:var(--ink)}
.foot-col a{display:block;color:var(--mut);font-size:14px;margin-bottom:9px;transition:color .2s}
.foot-col a:hover{color:var(--cyan-2)}
.foot-bottom{margin-top:44px;padding-top:22px;border-top:1px solid var(--line);
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:var(--dim);font-size:13px;font-family:var(--fm)}

/* ============ CHAT ============ */
.chat-fab{position:fixed;bottom:24px;right:24px;z-index:60;display:flex;align-items:center;gap:11px;
  padding:13px 20px 13px 15px;border-radius:999px;cursor:pointer;border:none;color:#052236;
  background:linear-gradient(180deg,var(--cyan-2),var(--cyan));font-family:var(--fd);font-weight:600;font-size:15px;
  box-shadow:0 16px 40px -10px rgba(55,182,232,.7);transition:transform .2s}
.chat-fab:hover{transform:translateY(-3px) scale(1.02)}
.chat-fab::after{content:"";position:absolute;inset:0;border-radius:999px;pointer-events:none;
  box-shadow:0 0 0 0 rgba(55,182,232,.55);animation:fabpulse 2.8s ease-out infinite}
@keyframes fabpulse{0%{box-shadow:0 0 0 0 rgba(55,182,232,.5)}70%{box-shadow:0 0 0 20px rgba(55,182,232,0)}100%{box-shadow:0 0 0 0 rgba(55,182,232,0)}}
.chat-fab .dot{width:9px;height:9px;border-radius:50%;background:#0a3;box-shadow:0 0 0 3px rgba(0,170,51,.25)}
.chat-fab svg{width:22px;height:22px}
.chat-panel{position:fixed;bottom:24px;right:24px;z-index:61;width:min(380px,calc(100vw - 32px));
  height:min(560px,calc(100vh - 48px));background:var(--navy-700);border:1px solid var(--line-2);
  border-radius:22px;box-shadow:0 30px 80px -20px rgba(0,0,0,.75);display:none;flex-direction:column;overflow:hidden}
.chat-panel.open{display:flex;animation:pop .28s cubic-bezier(.2,.8,.2,1)}
@keyframes pop{from{opacity:0;transform:translateY(16px) scale(.96)}to{opacity:1;transform:none}}
.chat-head{padding:16px 18px;display:flex;align-items:center;gap:12px;
  background:linear-gradient(120deg,rgba(28,127,192,.4),rgba(10,34,55,.6));border-bottom:1px solid var(--line)}
.chat-head .av{width:40px;height:40px;border-radius:11px;background:rgba(55,182,232,.15);border:1px solid var(--line-2);display:grid;place-items:center}
.chat-head .av img{width:24px}
.chat-head .t{font-family:var(--fd);font-weight:600;font-size:15px}
.chat-head .s{font-family:var(--fm);font-size:11px;color:var(--cyan-2);display:flex;align-items:center;gap:6px}
.chat-head .s::before{content:"";width:7px;height:7px;border-radius:50%;background:#2ecc71}
.chat-head .x{margin-left:auto;background:none;border:none;color:var(--mut);cursor:pointer;padding:6px;border-radius:8px}
.chat-head .x:hover{background:rgba(255,255,255,.06);color:var(--ink)}
.chat-body{flex:1;overflow-y:auto;padding:18px;display:flex;flex-direction:column;gap:12px}
.msg{max-width:82%;padding:11px 15px;border-radius:15px;font-size:14.5px;line-height:1.5;animation:pop .25s}
.msg.bot{align-self:flex-start;background:rgba(122,182,222,.1);border:1px solid var(--line);border-bottom-left-radius:5px}
.msg.me{align-self:flex-end;background:linear-gradient(180deg,var(--cyan-2),var(--cyan));color:#052236;border-bottom-right-radius:5px}
.lead-wrap{max-width:92%!important}
.lead{display:flex;flex-direction:column;gap:9px}
.lead-t{font-weight:600;font-size:14px;margin-bottom:2px}
.lead input{padding:10px 12px;border-radius:10px;background:rgba(6,20,34,.5);
  border:1px solid var(--line-2);color:var(--ink);font-family:var(--fb);font-size:14px}
.lead input:focus{outline:none;border-color:var(--cyan)}
.lead button{margin-top:2px;padding:11px;border-radius:10px;border:none;cursor:pointer;
  font-family:var(--fd);font-weight:600;font-size:14px;color:#052236;
  background:linear-gradient(180deg,var(--cyan-2),var(--cyan))}
.lead button:disabled{opacity:.7;cursor:default}
.lead-err{font-size:12px;color:#f2909f;min-height:1px}
.chat-quick{display:flex;flex-wrap:wrap;gap:8px;padding:0 18px 14px}
.qbtn{font-family:var(--fb);font-size:13.5px;padding:9px 14px;border-radius:999px;cursor:pointer;
  background:rgba(55,182,232,.1);border:1px solid var(--line-2);color:var(--cyan-2);transition:background .2s,transform .15s}
.qbtn:hover{background:rgba(55,182,232,.2);transform:translateY(-1px)}
.chat-foot{padding:12px 14px;border-top:1px solid var(--line);display:flex;gap:8px}
.chat-foot input{flex:1;padding:11px 14px;border-radius:12px;background:rgba(122,182,222,.07);
  border:1px solid var(--line-2);color:var(--ink);font-family:var(--fb);font-size:14px}
.chat-foot input:focus{outline:none;border-color:var(--cyan)}
.chat-foot button{background:linear-gradient(180deg,var(--cyan-2),var(--cyan));border:none;color:#052236;
  width:44px;border-radius:12px;cursor:pointer;display:grid;place-items:center}
.chat-foot button svg{width:20px;height:20px}

/* reveal */
.reveal{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s cubic-bezier(.2,.8,.2,1)}
.reveal.in{opacity:1;transform:none}

/* ============ responsive ============ */
@media(max-width:900px){
  .hero-in{grid-template-columns:1fr;gap:40px}
  .radar{max-width:340px;margin:0 auto}
  .ramos,.why-grid,.steps,.promos{grid-template-columns:1fr 1fr}
  .ramo.feat{grid-column:span 2}
  .cot-in{grid-template-columns:1fr}
  .cot-form{border-left:none;border-top:1px solid var(--line)}
  .foot-grid{grid-template-columns:1fr 1fr}
  .nav-links{display:none}
  .nav-toggle{display:block}
  .nav-links.show{display:flex;position:absolute;top:72px;left:0;right:0;flex-direction:column;
    background:var(--navy-700);padding:20px 24px;border-bottom:1px solid var(--line);gap:18px}
}
@media(max-width:560px){
  .ramos,.why-grid,.steps,.promos,.foot-grid{grid-template-columns:1fr}
  .aseg-wall{grid-template-columns:repeat(2,1fr)}
  .ramo.feat{grid-column:span 1}
  .hero-trust{gap:18px}
  .nav-cta .btn-ghost{display:none}
  .chat-fab span{display:none}
}
@media(prefers-reduced-motion:reduce){
  *{animation:none!important;transition:none!important}
  .reveal{opacity:1;transform:none}
}